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Toby Reyes is a lifetime Martial Artist who is an Expert in Arnis and has also focused his training in BJJ and Kickboxing. He was previously on Episode 2 and Episode 42 where you can learn a bit more about his background (These episodes only available on http://www.utkmblog.com). In This Episode I catch up with Toby and we discuss what’s going on in the world from Covid, Politics, The Economic System, Cryptocurrencies and Block Chain.